Normal's Product Roadmap
Most people are earning next to nothing on their savings. Normal is built to change that - starting with a USDC savings account that pays real yield with no bank in the middle. Simple to use, transparent by design, and built to grow with you.
Simplicity first
Deposit in minutes. Earn automatically. No strategy required.
Transparency & sovereignty
Your funds are yours at all times. Every rate, balance, and transaction is visible and verifiable.
Composability & reach
Built on Stellar and designed to plug into the broader DeFi stack - making Normal the simplest way to access yield today, with real assets like Bitcoin, gold, and commodities coming soon.
Community-led evolution
We build in public. Our roadmap is open, our decisions are explained, and your feedback shapes what gets built next.
What we're shipping
A USDC savings account that pays real yield, automatically
Cash in & out
Cash deposits and withdrawals via MoneyGram, Coinbase, and Stripe
Full transparency
Full on-chain transparency so you can verify everything yourself
More assets coming
Crypto, equities, and real assets - coming soon
Our promise
We default to transparency, prioritize your safety, and build for the long term - not the hype cycle. Help us shape what Normal becomes next by sharing your feedback.
Where we’re headed next
A quick look at what we’re building. Scroll to explore upcoming milestones and how they improve your experience.
Launched our first Normal crypto indexes
November 2023
We introduced our initial set of Normal index products to the public.
Started building Stellar on-chain index funds at DraperU x Stellar hacker house
August 2024
Kicked off our Stellar initiative at the hacker house.
Officially partnered with Stellar via the Stellar Community Fund
January 2025
Partnering to build synthetic assets and index funds on Stellar.
Launch USDC Savings MVP
April 2026
Deposit USDC and earn real yield automatically. Normal's first live product on Stellar mainnet.
Bitcoin and Top Cryptocurrency Support
TBD
Buy, hold, and manage Bitcoin and the top cryptocurrencies - fully noncustodial, fully yours.
Real World Assets
TBD
Invest in Gold, Silver, the S&P 500, ETFs, commodities, and other securities - all in one place.
Normal Mobile App
TBD
Normal in your pocket. A native iOS and Android app bringing the full Normal experience to mobile.
Normal Crypto Indexes
TBD
Build and invest in custom crypto indexes tailored to your strategy.
Normal Credit Card
TBD
Spend your earnings in the real world with a Normal credit card.
Normal Hardware Wallet
TBD
Bank-grade security for your assets. Normal's own hardware wallet, built for everyday people.
Expand Our DeFi Yield
TBD
More protocols, more strategies, more ways to put your money to work.
